\begin{table}[t]
\centering
\caption{\textbf{Descriptive Statistics, Individual Level, Ohio, 2004--2016.}
\label{tab:descriptive_ohio}}
\begin{tabular}{lccc}
\toprule \toprule
 &  & Standard &  \\
 & Mean & Deviation & Observations \\
 & (1) & (2) & (3) \\[0mm]
\midrule
 & \multicolumn{3}{c}{A. Full Voter File} \\\cline{2-4}\\[-2mm]
 Prob of Foreclosure & 0.004 & 0.064 &   72,845,379 \\
 Turnout Rate & 0.48 & 0.50 &   72,845,379 \\
 Dem Registration \% & 0.16 & 0.37 &   72,845,379 \\
 Rep Registration \% & 0.25 & 0.43 &   72,845,379 \\
 Ind Registration \% & 0.59 & 0.49 &   72,845,379 \\\cline{2-4}\\[-4mm]
 & \multicolumn{3}{c}{B. Registered Before 2004} \\\cline{2-4}\\[-2mm]
 Prob of Foreclosure & 0.002 & 0.040 &   25,999,794 \\
 Turnout Rate & 0.80 & 0.40 &   25,999,794 \\
 Dem Registration \% & 0.23 & 0.42 &   25,999,794 \\
 Rep Registration \% & 0.41 & 0.49 &   25,999,794 \\
 Ind Registration \% & 0.36 & 0.48 &   25,999,794 \\
\bottomrule \bottomrule
\multicolumn{4}{p{.6\textwidth}}{\scriptsize \emph{Note: } Panel A presents summary statistics for all individuals who appear either in Ohio's voter
 file or in the Ohio foreclosure records.  Panel B presents these same summary statistics only for individuals 
who registered to vote prior to the timeframe of our study.  The unit of analysis for all rows is an 
individual-year pair.  An individual is marked as foreclosed on if she experienced at least one foreclosure
 at any time in the year up to the election date in early November.  Turnout rate is measured as the 
percentage of all individuals in the dataset who are marked as turning out in the general election.  
Dem, Rep, and Ind registration percentages are calculated using party registration as provided in 
the Ohio voter file, and reflect the proportion of registered voters who register with each party.  
A negligible number of Ohio voters register for third parties.  The number of observations in Panel A 
is slightly larger for foreclosures and turnout rate than for the party registration variables because 
we include foreclosed individuals who do not register to vote.  These individuals are not included in 
Panel B, so all sample sizes in Panel B are equal.}
\end{tabular}
\end{table}
